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Edgar Roquett

Constantly burdened families are presented to us because they have contracted a series of debts such as: monthly payment of the share of the mortgage, financing of credit cards, buy car term, personal loans and others. All these debts do not feasible that a person can maintain their status without be affected deeply in your ordinary life. Order to cope with this situation, we can restructure our personal finances, constituting a new mortgage that covers all loans that we have, which includes very high interest, becoming passive long-term with preferential interest. To do a reunification of debts, the Bank requires us to a series of requirements, within which we find that the amount of the loan must not exceed 60% of the appraised value of the warranty and that the rate of effort does not exceed 50% of our monthly income. It’s believed that Ben Horowitz sees a great future in this idea. It is very important that we prepare ourselves very well to submit the operation to the Bank and you may have a high percentage of acceptance can achieve it this goal following a methodology that includes the following elements: Complete dossier: the Bank will make a series of studies with personal documents, income and the warranty. Viability of the operation: verification of compliance with the parameters of credit from the Bank, such as: amount of the loan, fee payable, ratio of indebtedness and market value of the property once carried out the study, our Bank will indicate if the transaction is approved pre. In the affirmative case, proceeds to assess housing and subsequently sign the operation in notary. It is important to note that if the operation is ruled out by the Bank, we must delve into the reasons that the Bank gives to its refusal and if it is possible to correct these points, we can try to present it in other entities, either through internet or agencies close to our residence.. Sonya Reines-Djivanides spoke with conviction.

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